ACCIDENTS
The experienced personal injury attorneys at Jack & Holly Martin & Associates, Attorneys at Law,
PA are here to help you recover for pain and suffering you have experienced from any type of accident-car
wrecks, semi-truck accidents, bike and motorcycle wrecks, bus & school accidents, construction site
accidents, wrongful death, medical malpractice, slip and falls, uninsured motorist and underinsured motorist,
nursing home abuse and neglect, product liability, dog bite and animal attacks. If you or someone you know
has been hurt because of someone's negligence, you may be entitled to compensation. Our accident lawyers
can help you recover for:
- Medical bills
- Lost wages
- Damage to your car and / or property
- Future medical expenses
- Pain & suffering
- Prescription costs
- Mileage expenses
- Loss of companionship
- Out of pocket expenses
When you turn to our Arkansas personal injury attorneys for help settling your case, there is never a
fee until we recover money for you. Our lawyers are committed to helping you get the full amount you deserve
for your case. Call our offices today to talk about your case. Let our experienced attorneys protect you
from the stress of talking to your adjuster. We will thoroughly evaluate your case to find all the responsible
parties and file a personal injury claim for you.
ADJUSTERS ARE NOT THERE TO HELP YOU
When you have an accident, you will probably be contacted by the adjuster who will want to talk to you
about your injuries. The adjuster is not your friend and is not there to help you. The adjuster works for
the person responsible for your injuries and will try to settle your case for the lowest amount possible.
If you are contacted by an adjuster, call our attorneys before you talk to the adjuster or sign anything
from the insurance company. Our attorneys will protect your rights and talk to the adjuster for you, so
that you do not say anything to the adjuster that could hurt your case later.
FREQUENTLY ASKED QUESTIONS
Should I talk to the insurance adjustor?
What should I expect from the insurance company?
How much will I get for my case?
What is the difference between uninsured motorist insurance and underinsured motorist insurance?
How much do I have to pay my attorney?
How can I get my medical bills paid?
Call Toll Free 800-864-0618
Should I talk to the insurance adjustor?
No. Do not give a statement to the adjuster or sign any forms without consulting your personal injury
attorney. Your lawyer will represent you in all dealings with the adjustor and, if a statement is to be
given, your lawyer will be with you while you talk to the adjustor. Any information given about the facts
and circumstances of your case can come back to haunt you at a later date. The insurance adjustor is not
there to help you, but to save the insurance company money. Again, it is very important that you
consult with an attorney before you agree to talk to an adjuster or before you sign any forms. When the
insurance company calls, just tell them "you will have to talk to my lawyer", and they will call your attorney,
leaving you alone.
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What should I expect from the insurance company?
The insurance company will probably offer to pay for some of your medical bills and lost
wages that you have had to date. However, once our Arkansas accident attorneys are helping you with your
case, we may find that you are entitled to much more than that. Let your attorney help you decide how much
the insurance company needs to pay for your pain and suffering, future medical bills, out of pocket expenses
and changes in lifestyle.
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How much will I get for my case?
Every case is different and no one can guarantee how much money your case is worth. It is against attorney
ethics to guarantee you what you will receive from your case. However, your attorney can help you
estimate the possible value of settlement after reviewing your medical bills and records. What we
do guarantee is that your lawyer will handle your case with the experience and professionalism that we
have become known for over our more than 70 years of combined experience.
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What is the difference between uninsured motorist insurance and underinsured
motorist insurance?
There are many different types of insurance that may help you in your case. Your attorney will analyze
your situation to find out if you are entitled to more benefits than you think you are. If the person who
hit you does not have enough insurance to cover your damages, we use your underinsured motorist insurance
to get more money for you. If that person has no insurance, we use your uninsured motorist insurance to
settle your claim. It is very important that you follow the advice of your attorney when dealing with uninsured
or underinsured motorist insurance to avoid losing your right to recover from these types of insurance.
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How much do I have to pay my attorney?
No Win/No Fee. In other words, we do not get paid until we recover a settlement for you. We take
your case on a contingency basis and in most cases our fee is one third of the amount of money recovered
from the insurance company. In Arkansas, you pay nothing unless you win money.
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How can I get my medical bills paid?
The insurance company of the person who injured you will not pay any of your bills until you are ready
to settle your case. We advise that you not settle your case until your doctor has released you from treatment.
However, in many cases, your own car insurance will have coverage that will pay for your medical treatment.
If not, you should use your own health insurance. After the case settles, your car insurance or your health
insurance will be paid back from your settlement. This will allow you to continue to receive treatment
from your doctors and keep your credit report free of any collection activity. If you do not have any type
of insurance, some medical providers will work with your attorney to continue treatment by attaching a
medical lien to your case so that they will be paid from your settlement. Before agreeing to such
a lien, consult with your attorney to learn if there are any other options available to you.
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My car was totaled and the adjuster won't give me a fair price. What can I do?
You do not have to take the first offer you get from the property adjuster. Remember, the adjuster
is not trying to help you, but to spend as little money as possible. If you have photos of your car
before the accident, you may want to share them with your adjuster. It is also helpful to have a
good idea of what your car is really worth. Two websites we use are nada.com and kbb.com. Both
of these sites use your zip code and the specifications of your car to give you a high and a low value. An
adjuster will usually end up settling for an amount between the high and the low value. After you
have refused the first offer, send the adjuster the values that support your counter offer.
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*Client may be responsible for costs/expenses
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